Chris Napier
Partner

Chris Napier

  • Fintech
  • Fair Lending
  • Regulatory Compliance
  • Litigation & Enforcement
  • Privacy

Biography

Chris advises banks, financial technology companies, and financial service companies on a variety of regulatory compliance and enforcement matters, including matters involving fair lending, fair servicing, unfair, deceptive, or abusive acts or practices (UDAAP), Community Reinvestment Act compliance, money transmission and payments, alternative credit, state law and deposit issues.

He also advises both banks and financial technology companies on the use of new technologies and digital channels, the development of novel financial products, establishing technology-based partnerships, and resolving disputes with partners and third-party service providers.

In addition, Chris frequently represents clients during examinations and investigations by the:

  • Department of Justice

  • Consumer Financial Protection Bureau

  • Federal Trade Commission

  • Office of the Comptroller of the Currency

  • Federal Deposit Insurance Corporation

  • Federal Reserve Board

  • State attorneys general and state regulators

Prior to joining Mitchell Sandler, Chris was an associate at Buckley Sandler focused on the financial services industry, and had a decade-long career in retail banking and lending before entering the law.


Previous Experience

  • Buckley Sandler

  • New Jersey Superior Court, Appellate Division

  • Citigroup

  • TD Bank

Thought Leadership

  • Chris has delivered seminars on fair lending, credit regulation, alternative credit products, digital banking and the use of technology for American Banker, the American Bankers Association, the Fair Lending Forum, the National Association of Federally-Insured Credit Unions and others.

Professional and Community Activities

  • Foster, Worthy Dog Rescue

Fun Facts

Favorite Apps

  • Netflix

  • Pandora

  • Xbox Game Pass

Superpower

  • Like MacGyver, I can fix just about anything around the house or on a car with junk and all the wrong tools.

Favorite Thing to Binge Watch

  • Umbrella Academy

  • Breaking Bad

  • Blue Eye Samurai

Passions

  • Working on late model import cars

  • Cooking

  • Video games


Education

  • J.D., Rutgers School of Law, magna cum laude

    • Executive Editor of the Rutgers Law Review

  • B.S., Rutgers University, cum laude

Admissions

  • District of Columbia

  • New Jersey

  • New York

  • U.S. District Court for the District of Columbia


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